The last thing you want is to be recovering and also having the additional stress of dealing with ICBC. Here are 3 reasons you need a lawyer
- The definition of “minor injury” is complex. It includes some injuries, such as partial tears and concussions that may not seem minor. There are also different timelines for when different types of injuries cease to be a “minor injury”. For example, if a concussion results in an incapacity for longer than four months it is no longer deemed to be “minor” whereas a whiplash-type injury needs to result in a significant impairment for longer than 12 months to no longer be deemed “minor”. It is important to have a lawyer who can help obtain the proper medical evidence to prove the severity of your injuries and that they are not “minor” – since a finding that an injury is “minor” can have a significant impact on the compensation you are entitled to receive.
- The changes to the personal injury laws that occurred on April 1, 2019, resulted in more steps being added to the legal process associated with a claim. Now if ICBC and an injured party can’t agree whether an injury is “minor” or not, you must go through the BC Civil Resolution Tribunal to receive a minor injury determination. The BC CRT is an online tribunal where disputes are heard by adjudicators and not judges. A lawyer can help you navigate this new and arguably more complicated legal process.
- A lawyer can help you navigate the new system to ensure that you receive the compensation that you are entitled to for the injuries you sustained through no fault of your own. While there may be a $5,500 cap on pain and suffering for “minor injuries”, it is important to remember that you are also entitled to compensation for things such as lost wages or impairment of your ability to earn income, costs of care, and out of pocket expenses that you have incurred as a result of your injuries. ICBC is required to pay Part 7 or “no fault” accident benefits to all individuals who are injured in a motor vehicle collision. A lawyer can also help ensure that you are receiving all the Part 7 benefits that you are entitled to from ICBC.
Protect yourself and hire a lawyer to help fight your ICBC claim. At CBM we have an experienced team of lawyers who have fought and won to ensure our clients get the settlement they deserve. Contact us today and let’s get started on your claim.